Yesterday
Should I give money to my kids to avoid the new super tax?
Evaluate your super balance against $3 million and $10 million thresholds before June 30, 2027, because this date is a critical reset point under transition rules.
This Month
How can we gift $250,000 for a home without fuelling family feuds?
Giving money to children raises questions around a gift versus a loan and how to best protect assets if relationships sour.
January
Should $50,000 for each of our children be a loan or gift?
Plan carefully when gifting large sums of money. A clear strategy helps keep things fair, maintains family harmony and protects your financial security.
December 2025
Are we too old to get bridging finance?
Downsizers can use bridging finance as they transition into a new home, but be aware that these loans tend to come with very high rates of interest.
How can we ensure our daughters get equal inheritances?
Many parents struggle with the idea of fairness when children earn different incomes or are at different stages of life.
How can we split our super to stay under the new $3m tax threshold?
If you have a partner with a lower superannuation balance, there are strategies that can help you sidestep Division 296 tax.
November 2025
We’re buying a bigger home. Can we still use the downsizer perk?
People over 55 can add up to $300,000 each to super from the sale of their main residence, even if they are upsizing to a new home.
How can we cut ‘inheritance’ tax on a large super balance?
The upfront capital gains tax on withdrawing the money now needs to be weighed against the potential super death benefits tax if the funds are inherited later.
October 2025
How much of my divorce payout can I put away in super?
Using the downsizer and bring-forward non-concessional contribution rules, you may be able to deposit large lump sums into super.
Will we still inherit the family home if dad remarries?
Blended families create complications when it comes to estate planning, especially if wishes are not made clear and wills are not properly structured.
I gave money to my son, and now I’ve lost my home
Becoming the bank of mum and dad is not without its risks, especially if the arrangement isn’t formalised, experts warn.
August 2025
My retirement budget is $120,000 a year. How much super do I need?
A mix of super withdrawals, age pension and home equity release could fund an annual retirement income of $120,000, experts say.
Should you tell the kids what’s in your will?
Many parents worry that revealing too much about their estate might discourage their children from building their own financial futures.
How much tax will I save by salary sacrificing into super?
Putting more of your pre-tax dollars into superannuation is a powerful way to increase your retirement savings, but the strategy doesn’t suit everybody.
A neobank is offering a great SMSF term deposit rate. Can I trust it?
Digital banks are governed by the same licensing arrangements and protections as regular banks.
July 2025
I’m inheriting $300,000 from my father. Will I have to pay tax?
Sometimes it’s better to distribute shares among beneficiaries rather than selling them and passing on the cash.
We’re saving $30k a year for a deposit. Where should we keep it?
Combining a high-interest savings account and the First Home Super Saver Scheme is a powerful way to amass a deposit.
Can I take charge of mum’s shares from my feckless brother?
Siblings can challenge a power of attorney if they suspect a parent’s best interests are not being served.
My father left me out of his will. What can I do?
A court will not consider what is “fair” but whether your father had a moral obligation to provide for you.
June 2025
Costly tax traps for dual Australia-US citizens
Most American citizens working Down Under never have to pay tax in the United States, but they can face big penalties for failing to file a US tax return each year.
