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Wealth

Wealth Generation

January

Siblings Anja (24) and Max Steven (25), are photographed at the apartment they bought together in Clayfield, Brisbane.

How these uni students defied the affordability crisis to buy property

The siblings are joint owners of a Brisbane flat. How they got there is a masterclass in discipline and the use of co-ownership to build early wealth.

Create goals rooted in your values, and be specific.

The wealth divide splitting young Australia in two

The “Great Australian Dream” might feel like a nightmare for many young people but a fortunate cohort who managed to buy when interest rates hit record lows are surging ahead.

This couple had $500k to invest in property but did this instead

Tim and Darienne Branson are using borrowed money to invest in the sharemarket. Financial advisers say it’s becoming increasingly popular among young Australians.

December 2025

How 3 investors found their Goldilocks number

What proportion of income should go to investments? We asked a university student, a communications professional and a financial adviser about their approach.

Vincent Ho, at his parents place in Merrylands, is a physiotherapist who has built a six-property portfolio before the age of 30.

This 29-year-old is $2.85m in debt. And he’s OK with that

Millennial Vincent Ho has mortgages on six investment properties. It’s a high-debt strategy that requires diversification and cash flow management.

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Jennifer Daniels deposits money into nine accounts each payday to hit her savings goals.

Saving is hard. Here’s how to set goals (and stick to them)

The prospect of putting money away each week can seem hard, but this approach has helped achieve balance saving and spending.

November 2025

Tash Etschmann says the rules for influencers are far from clear.

Why this 27-year-old told her friends about a $250,000 inheritance

Financial windfalls are increasingly complicating relationships as the gulf between the haves and the have-nots grows.

Hannah White is a young woman who inherited about $1.8 million from her uncle.

Hannah inherited $1.7m. This is what she did with it

Receiving a large inheritance requires a strategic “pause” to manage grief and avoid emotional spending.

Paul Katranis once owned a gunmetal grey Lamborghini.

What this Lamborghini can teach about money and happiness

Living well involves striking a balance between saving and spending.

‘Death contract’: Young buyers wary of the 5 per cent deposit scheme

The 5 per cent deposit scheme may seem to lower entry to the property market, but some young Australians don’t want to borrow to buy at all.

Neglected shed in disrepair. Generic rural, farm, outback. Tuesday 14th June 2005 AFR News photo Louie Douvis  AFR FIRST USE ONLY SPECIALX 38088

Property investors are winning in these rental hotspots

Tight housing supply and transient workforces are driving rental yields higher in regional areas. But property investors would be wise to consider the risks.

The rule is useful for people who relocate temporarily for work or lifestyle reasons.

What is the 6-year rule and why do property pundits love it?

Owners who rent out their home can keep the capital gains tax exemption for up to six years. But the ATO will want proof of genuine residency.

A financial adviser will always ask about your goals. The reason is simple: without goals, you’re rudderless.

3 women shared their wealth goals. We provided action plans for each

A first mortgage, seaside retirement and renovations. Can financial advisers help achieve financial freedom?

October 2025

The ‘inheritocracy’ trap and why it might be killing wealth ambition

A new survey shows many young people think inheritance is key to success, but some are proving you can get ahead without help from the bank of mum and dad.

Is the 40-year mortgage a path to wealth or a lifelong debt trap?

A longer home loan means smaller monthly repayments, but that comes with a huge catch.

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We’re inseparable, so are our finances. How two couples make it work

Meet a pair of spouses who are on opposite sides of the fence when it comes to combining their money. Here’s why none of the parties have regrets.

Not all properties are created equal, says Kiril Ruvinsky.

How to avoid this $580,000 rentvesting mistake

There’s a right – and wrong – way to play the property wealth building game.

September 2025

The expanded First Home Guarantee means that there are no income or place requirements from October 1.

How first home buyers with 5pc deposits will change the market

Only needing a tiny down payment for your first purchase almost sounds too good to be true. In fact, it could be if you don’t think through the consequences.

Retiree Ian Freeman at his home just north of Coffs Harbour looking at his investment portfolio.

I’ve built $350,000 in ‘fun money’ for retirement. Here’s how

After learning his lesson from some risky share market punts when he was younger, Ian Freeman is heading towards a $500,000 portfolio that generates passive income.

My path to financial freedom as a 30-year-old with $370,000

Luke Crea’s investing journey began during the pandemic lockdowns. This is how it’s going.